/* =====================================================
   ESTILOS PRINCIPALES — Web de intermediación financiera
   Paleta: azul marino corporativo + dorado
   ===================================================== */

:root {
    --azul-oscuro: #0a1a2f;
    --azul: #12365e;
    --azul-medio: #1d4e89;
    --dorado: #c9a227;
    --dorado-claro: #e3c65c;
    --blanco: #ffffff;
    --gris-fondo: #f5f7fa;
    --gris-borde: #dfe5ec;
    --gris-texto: #4a5568;
    --texto: #1c2733;
    --verde: #1f9d55;
    --verde-whatsapp: #25d366;
    --rojo: #c0392b;
    --radio: 12px;
    --sombra: 0 6px 24px rgba(10, 26, 47, 0.10);
    --transicion: 0.25s ease;
}

/* ---------- Reset básico ---------- */
*,
*::before,
*::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 90px;
}

body {
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
    font-size: 16px;
    line-height: 1.65;
    color: var(--texto);
    background: var(--blanco);
    -webkit-font-smoothing: antialiased;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: var(--azul-medio);
    text-decoration: none;
    transition: color var(--transicion);
}

a:hover {
    color: var(--dorado);
}

ul {
    list-style: none;
}

/* ---------- Utilidades ---------- */
.contenedor {
    width: min(1180px, 92%);
    margin-inline: auto;
}

.contenedor-estrecho {
    width: min(820px, 92%);
    margin-inline: auto;
}

.skip-link {
    position: absolute;
    top: -60px;
    left: 8px;
    background: var(--azul-oscuro);
    color: var(--blanco);
    padding: 0.6rem 1rem;
    border-radius: 0 0 8px 8px;
    z-index: 3000;
    transition: top 0.2s;
}

.skip-link:focus {
    top: 0;
    color: var(--blanco);
}

.seccion {
    padding: 5rem 0;
}

.seccion-cabecera {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 3rem;
}

.seccion-cabecera h2 {
    font-size: clamp(1.7rem, 3.5vw, 2.4rem);
    color: var(--azul-oscuro);
    margin-bottom: 0.6rem;
    position: relative;
    padding-bottom: 0.9rem;
}

.seccion-cabecera h2::after {
    content: "";
    position: absolute;
    left: 50%;
    bottom: 0;
    transform: translateX(-50%);
    width: 64px;
    height: 4px;
    border-radius: 4px;
    background: var(--dorado);
}

.seccion-cabecera p {
    color: var(--gris-texto);
    font-size: 1.05rem;
}

/* ---------- Botones ---------- */
.btn {
    display: inline-block;
    padding: 0.75rem 1.6rem;
    border: 2px solid transparent;
    border-radius: 50px;
    font-weight: 600;
    font-size: 0.98rem;
    cursor: pointer;
    text-align: center;
    transition: all var(--transicion);
    line-height: 1.3;
}

.btn-grande {
    padding: 0.95rem 2.1rem;
    font-size: 1.05rem;
}

.btn-block {
    display: block;
    width: 100%;
}

.btn-primario {
    background: var(--dorado);
    color: var(--azul-oscuro);
    border-color: var(--dorado);
}

.btn-primario:hover {
    background: var(--dorado-claro);
    border-color: var(--dorado-claro);
    color: var(--azul-oscuro);
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(201, 162, 39, 0.35);
}

.btn-secundario {
    background: var(--azul-medio);
    color: var(--blanco);
    border-color: var(--azul-medio);
}

.btn-secundario:hover {
    background: var(--azul);
    border-color: var(--azul);
    color: var(--blanco);
    transform: translateY(-2px);
}

.btn-borde {
    background: transparent;
    color: var(--azul);
    border-color: var(--azul);
}

.btn-borde:hover {
    background: var(--azul);
    color: var(--blanco);
}

.btn-borde-claro {
    background: transparent;
    color: var(--blanco);
    border-color: rgba(255, 255, 255, 0.75);
}

.btn-borde-claro:hover {
    background: rgba(255, 255, 255, 0.14);
    color: var(--blanco);
    border-color: var(--blanco);
}

.btn-texto {
    background: transparent;
    color: var(--gris-texto);
    border-color: transparent;
    text-decoration: underline;
}

/* ---------- Cabecera ---------- */
.site-header {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: var(--azul-oscuro);
    box-shadow: 0 2px 12px rgba(0, 0, 0, 0.25);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    padding: 0.85rem 0;
}

.logo {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    color: var(--blanco);
    font-weight: 700;
    font-size: 1.18rem;
}

.logo:hover {
    color: var(--blanco);
}

.logo-icono {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: var(--dorado);
    color: var(--azul-oscuro);
    font-weight: 800;
    font-size: 1.3rem;
    flex-shrink: 0;
}

.nav-principal ul {
    display: flex;
    align-items: center;
    gap: 1.6rem;
}

.nav-principal a {
    color: rgba(255, 255, 255, 0.88);
    font-weight: 500;
    padding: 0.3rem 0;
    border-bottom: 2px solid transparent;
}

.nav-principal a:hover {
    color: var(--dorado-claro);
    border-bottom-color: var(--dorado-claro);
}

.nav-principal .btn-nav {
    border-bottom: none;
    padding: 0.55rem 1.2rem;
    color: var(--azul-oscuro);
    white-space: nowrap;
}

.nav-toggle {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    width: 44px;
    height: 44px;
    background: transparent;
    border: none;
    cursor: pointer;
    padding: 8px;
}

.nav-toggle span {
    display: block;
    height: 3px;
    width: 100%;
    background: var(--blanco);
    border-radius: 3px;
    transition: transform var(--transicion), opacity var(--transicion);
}

.nav-toggle[aria-expanded="true"] span:nth-child(1) {
    transform: translateY(8px) rotate(45deg);
}

.nav-toggle[aria-expanded="true"] span:nth-child(2) {
    opacity: 0;
}

.nav-toggle[aria-expanded="true"] span:nth-child(3) {
    transform: translateY(-8px) rotate(-45deg);
}

/* ---------- Hero ---------- */
.hero {
    background: linear-gradient(135deg, var(--azul-oscuro) 0%, var(--azul) 60%, var(--azul-medio) 100%);
    background-size: cover;
    background-position: center;
    color: var(--blanco);
    padding: 7.5rem 0 8rem;
    text-align: center;
}

.hero-contenido {
    max-width: 820px;
}

.hero h1 {
    font-size: clamp(2rem, 5vw, 3.2rem);
    line-height: 1.15;
    margin-bottom: 1.2rem;
    text-shadow: 0 2px 8px rgba(0, 0, 0, 0.35);
}

.hero-subtitulo {
    font-size: clamp(1.05rem, 2vw, 1.25rem);
    color: rgba(255, 255, 255, 0.92);
    margin-bottom: 2.2rem;
}

.hero-botones {
    display: flex;
    justify-content: center;
    gap: 1rem;
    flex-wrap: wrap;
}

/* ---------- Ventajas ---------- */
.ventajas {
    background: var(--gris-fondo);
    padding: 2.6rem 0;
    border-bottom: 1px solid var(--gris-borde);
}

.ventajas-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.5rem;
    text-align: center;
}

.ventaja-icono {
    font-size: 1.9rem;
    display: block;
    margin-bottom: 0.4rem;
}

.ventaja h3 {
    color: var(--azul-oscuro);
    font-size: 1.02rem;
    margin-bottom: 0.2rem;
}

.ventaja p {
    color: var(--gris-texto);
    font-size: 0.9rem;
}

/* ---------- Servicios ---------- */
.servicios {
    background: var(--blanco);
}

.servicios-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 1.6rem;
}

.servicio-tarjeta {
    background: var(--blanco);
    border: 1px solid var(--gris-borde);
    border-radius: var(--radio);
    overflow: hidden;
    display: flex;
    flex-direction: column;
    transition: transform var(--transicion), box-shadow var(--transicion);
}

.servicio-tarjeta:hover {
    transform: translateY(-6px);
    box-shadow: var(--sombra);
}

.servicio-imagen {
    aspect-ratio: 5 / 3;
    overflow: hidden;
    background: var(--gris-fondo);
}

.servicio-imagen img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.servicio-cuerpo {
    padding: 1.4rem;
    display: flex;
    flex-direction: column;
    gap: 0.8rem;
    flex: 1;
}

.servicio-cuerpo h3 {
    color: var(--azul-oscuro);
    font-size: 1.15rem;
}

.servicio-cuerpo p {
    color: var(--gris-texto);
    font-size: 0.94rem;
    flex: 1;
}

.servicio-cuerpo .btn {
    align-self: flex-start;
    padding: 0.55rem 1.3rem;
    font-size: 0.9rem;
}

/* ---------- Reseñas ---------- */
.resenas {
    background: var(--gris-fondo);
}

.resenas-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1.6rem;
}

.resena-tarjeta {
    background: var(--blanco);
    border-radius: var(--radio);
    padding: 1.7rem;
    box-shadow: 0 3px 14px rgba(10, 26, 47, 0.07);
    display: flex;
    flex-direction: column;
    gap: 0.9rem;
}

.resena-estrellas {
    font-size: 1.15rem;
    letter-spacing: 2px;
}

.estrellas-llenas {
    color: var(--dorado);
}

.estrellas-vacias {
    color: var(--gris-borde);
}

.resena-tarjeta blockquote {
    color: var(--gris-texto);
    font-style: italic;
    font-size: 0.97rem;
    flex: 1;
}

.resena-tarjeta footer {
    display: flex;
    align-items: center;
    gap: 0.7rem;
}

.resena-avatar {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--azul-medio);
    color: var(--blanco);
    font-weight: 700;
    flex-shrink: 0;
}

.resena-nombre {
    font-weight: 600;
    color: var(--azul-oscuro);
}

.resena-fecha {
    margin-left: auto;
    color: var(--gris-texto);
    font-size: 0.85rem;
}

/* ---------- Contacto ---------- */
.contacto-grid {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 2.5rem;
    align-items: start;
}

.contacto-formulario {
    background: var(--blanco);
    border: 1px solid var(--gris-borde);
    border-radius: var(--radio);
    padding: 2rem;
    box-shadow: var(--sombra);
}

.campo {
    margin-bottom: 1.1rem;
    display: flex;
    flex-direction: column;
    gap: 0.35rem;
}

.campo label {
    font-weight: 600;
    font-size: 0.92rem;
    color: var(--azul-oscuro);
}

.campo input,
.campo select,
.campo textarea {
    font: inherit;
    padding: 0.7rem 0.9rem;
    border: 1.5px solid var(--gris-borde);
    border-radius: 8px;
    background: var(--blanco);
    color: var(--texto);
    transition: border-color var(--transicion), box-shadow var(--transicion);
    width: 100%;
}

.campo input:focus,
.campo select:focus,
.campo textarea:focus {
    outline: none;
    border-color: var(--azul-medio);
    box-shadow: 0 0 0 3px rgba(29, 78, 137, 0.15);
}

.campo-doble {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1rem;
}

.campo-check {
    flex-direction: row;
    align-items: flex-start;
}

.campo-check label {
    font-weight: 400;
    color: var(--gris-texto);
    font-size: 0.9rem;
}

.campo-check input[type="checkbox"] {
    width: auto;
    margin-right: 0.5rem;
    accent-color: var(--azul-medio);
}

/* Honeypot: invisible para humanos, visible para bots */
.hp-campo {
    position: absolute !important;
    left: -9999px !important;
    width: 1px;
    height: 1px;
    overflow: hidden;
    opacity: 0;
}

.form-estado {
    margin-top: 0.8rem;
    font-weight: 600;
    min-height: 1.4em;
}

.form-estado.ok {
    color: var(--verde);
}

.form-estado.error {
    color: var(--rojo);
}

.alerta {
    padding: 0.9rem 1.2rem;
    border-radius: 8px;
    margin-bottom: 1.2rem;
    font-size: 0.95rem;
}

.alerta-ok {
    background: #e7f7ee;
    color: #14683a;
    border: 1px solid #b7e4c9;
}

.alerta-error {
    background: #fdeceb;
    color: #922b21;
    border: 1px solid #f5b7b1;
}

.alerta-aviso {
    background: #fdf6e3;
    color: #7d6608;
    border: 1px solid #f1de9c;
}

.contacto-datos {
    background: var(--azul-oscuro);
    color: rgba(255, 255, 255, 0.9);
    border-radius: var(--radio);
    padding: 2rem;
}

.contacto-datos h3 {
    color: var(--blanco);
    margin-bottom: 1.2rem;
    font-size: 1.25rem;
}

.contacto-datos ul {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    margin-bottom: 1.5rem;
}

.contacto-datos a {
    color: var(--dorado-claro);
}

.contacto-datos a:hover {
    color: var(--blanco);
}

.contacto-mapa {
    border-radius: 8px;
    overflow: hidden;
    aspect-ratio: 4 / 3;
}

.contacto-mapa iframe {
    width: 100%;
    height: 100%;
    border: 0;
    display: block;
}

/* ---------- Páginas legales ---------- */
.pagina-legal h1 {
    color: var(--azul-oscuro);
    margin-bottom: 0.4rem;
    font-size: clamp(1.7rem, 3.5vw, 2.3rem);
}

.legal-fecha {
    color: var(--gris-texto);
    font-size: 0.9rem;
    margin-bottom: 2rem;
}

.legal-contenido h2 {
    color: var(--azul-oscuro);
    font-size: 1.25rem;
    margin: 1.8rem 0 0.6rem;
}

.legal-contenido p,
.legal-contenido li {
    color: var(--gris-texto);
    margin-bottom: 0.8rem;
}

.legal-contenido ul {
    list-style: disc;
    padding-left: 1.4rem;
}

/* ---------- Footer ---------- */
.site-footer {
    background: var(--azul-oscuro);
    color: rgba(255, 255, 255, 0.82);
    margin-top: auto;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1.3fr;
    gap: 2rem;
    padding: 3.5rem 0 2.5rem;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 0.6rem;
    color: var(--blanco);
    font-weight: 700;
    font-size: 1.15rem;
    margin-bottom: 0.8rem;
}

.footer-col h3 {
    color: var(--blanco);
    font-size: 1rem;
    margin-bottom: 1rem;
    text-transform: uppercase;
    letter-spacing: 0.06em;
}

.footer-col ul {
    display: flex;
    flex-direction: column;
    gap: 0.55rem;
}

.footer-col a {
    color: rgba(255, 255, 255, 0.78);
}

.footer-col a:hover {
    color: var(--dorado-claro);
}

.footer-contacto li {
    font-size: 0.93rem;
}

.footer-legal {
    border-top: 1px solid rgba(255, 255, 255, 0.14);
    padding: 1.2rem 0;
    font-size: 0.88rem;
}

.footer-legal-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    flex-wrap: wrap;
}

.footer-legal ul {
    display: flex;
    gap: 1.3rem;
    flex-wrap: wrap;
}

.footer-legal a {
    color: rgba(255, 255, 255, 0.78);
}

.enlace-cookies {
    background: none;
    border: none;
    color: rgba(255, 255, 255, 0.78);
    font: inherit;
    cursor: pointer;
    text-decoration: underline;
    padding: 0;
}

.enlace-cookies:hover {
    color: var(--dorado-claro);
}

/* ---------- CTClick: botones fijos ---------- */
.ctclick {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    display: none;
    z-index: 1500;
    box-shadow: 0 -4px 16px rgba(0, 0, 0, 0.2);
}

.ctclick-btn {
    flex: 1;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 0.95rem 0.5rem;
    font-weight: 700;
    font-size: 1rem;
    color: var(--blanco);
}

.ctclick-llamar {
    background: var(--azul-medio);
}

.ctclick-llamar:hover,
.ctclick-llamar:active {
    background: var(--azul);
    color: var(--blanco);
}

.ctclick-whatsapp {
    background: var(--verde-whatsapp);
}

.ctclick-whatsapp:hover,
.ctclick-whatsapp:active {
    background: #1ebe5b;
    color: var(--blanco);
}

.ctclick-icono {
    font-size: 1.25rem;
}

/* ---------- Banner y modal de cookies ---------- */
.cookies-banner {
    position: fixed;
    bottom: 1rem;
    left: 50%;
    transform: translateX(-50%);
    width: min(680px, 94%);
    background: var(--blanco);
    border-radius: var(--radio);
    box-shadow: 0 12px 40px rgba(10, 26, 47, 0.3);
    padding: 1.4rem;
    z-index: 2000;
    border: 1px solid var(--gris-borde);
}

.cookies-banner[hidden],
.cookies-modal-fondo[hidden] {
    display: none;
}

.cookies-banner-texto p {
    font-size: 0.92rem;
    color: var(--gris-texto);
    margin-bottom: 0.3rem;
}

.cookies-banner-botones {
    display: flex;
    gap: 0.7rem;
    margin-top: 0.9rem;
    flex-wrap: wrap;
}

.cookies-banner-botones .btn {
    padding: 0.55rem 1.2rem;
    font-size: 0.9rem;
}

.cookies-modal-fondo {
    position: fixed;
    inset: 0;
    background: rgba(10, 26, 47, 0.6);
    z-index: 2100;
    display: flex;
    align-items: center;
    justify-content: center;
    padding: 1rem;
}

.cookies-modal {
    background: var(--blanco);
    border-radius: var(--radio);
    max-width: 560px;
    width: 100%;
    padding: 1.8rem;
    max-height: 88vh;
    overflow-y: auto;
}

.cookies-modal h2 {
    color: var(--azul-oscuro);
    margin-bottom: 1.2rem;
    font-size: 1.3rem;
}

.cookies-categoria {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    padding: 1rem 0;
    border-bottom: 1px solid var(--gris-borde);
}

.cookies-categoria h3 {
    font-size: 1rem;
    color: var(--azul-oscuro);
}

.cookies-categoria p {
    font-size: 0.86rem;
    color: var(--gris-texto);
}

.cookies-modal-botones {
    display: flex;
    gap: 0.8rem;
    margin-top: 1.4rem;
    flex-wrap: wrap;
}

/* Interruptor de categorías */
.interruptor {
    position: relative;
    display: inline-block;
    width: 48px;
    height: 26px;
    flex-shrink: 0;
}

.interruptor input {
    opacity: 0;
    width: 0;
    height: 0;
}

.interruptor-ui {
    position: absolute;
    inset: 0;
    background: var(--gris-borde);
    border-radius: 26px;
    cursor: pointer;
    transition: background var(--transicion);
}

.interruptor-ui::before {
    content: "";
    position: absolute;
    width: 20px;
    height: 20px;
    left: 3px;
    top: 3px;
    background: var(--blanco);
    border-radius: 50%;
    transition: transform var(--transicion);
    box-shadow: 0 1px 4px rgba(0, 0, 0, 0.3);
}

.interruptor input:checked + .interruptor-ui {
    background: var(--verde);
}

.interruptor input:checked + .interruptor-ui::before {
    transform: translateX(22px);
}

.interruptor input:disabled + .interruptor-ui {
    background: var(--azul-medio);
    cursor: not-allowed;
    opacity: 0.7;
}

/* ---------- Cursor personalizado (€) ---------- */
#cursor-euro {
    position: fixed;
    top: 0;
    left: 0;
    width: 34px;
    height: 34px;
    border: 2px solid rgba(201, 162, 39, 0.85);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    font-weight: 700;
    color: var(--dorado);
    background: rgba(255, 255, 255, 0.08);
    pointer-events: none;
    z-index: 9999;
    transform: translate(-50%, -50%);
    transition: width 0.2s ease, height 0.2s ease, background 0.2s ease, opacity 0.2s ease;
    opacity: 0;
    will-change: transform;
}

#cursor-euro.visible {
    opacity: 1;
}

#cursor-euro.activo {
    width: 48px;
    height: 48px;
    background: rgba(201, 162, 39, 0.16);
}

/* El cursor personalizado solo se muestra en dispositivos con ratón */
@media (hover: none), (pointer: coarse) {
    #cursor-euro {
        display: none !important;
    }
}

@media (prefers-reduced-motion: reduce) {
    html {
        scroll-behavior: auto;
    }

    #cursor-euro {
        display: none !important;
    }

    *,
    *::before,
    *::after {
        transition-duration: 0.01ms !important;
        animation-duration: 0.01ms !important;
    }
}